Reports whether the page declares a schema.org insurance agency. Informational: pages that are not a insurance agency are not expected to declare one, so this never affects the score.
Impact is importance multiplied by the confidence tier’s weight — SPECIFICATION 1.0, RESEARCH 0.7, EMERGING 0.3, EXPERIMENTAL 0.1. Two rules backed by the same class of evidence therefore always carry the same weight, which is what makes the score reproducible rather than hand-tuned.